AI-Powered Collections Software
Hit Your Recovery Goals Faster

Accelerate collections performance with real-time performance visibility, personalized training, and AI-powered coaching to help collectors stay proficient, motivated, and on target.

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“Employees engagement in the learning process is amazing”

Neomie Rothnie
Customer Care Manager, Payoneer

Empower your collectors to boost recoveries and productivity

With high attrition, rising delinquencies, and a complex regulatory environment, meeting your recovery goals is challenging, especially when traditional methods fall short. Centrical brings together real-time performance visibility, AI coaching, and targeted microlearning to keep your collectors motivated, compliant, and equipped to recover more, faster. 

  • icons 32% increase in dollars per contact
  • icons 30% more promises to pay
  • icons 12% higher close rates

BENEFITS

Guide collector performance in real time

Hit Your Recovery Targets

Deliver AI coaching and personalized microlearning tailored to individual performance gaps—so collectors know exactly how to hit their targets.

Improve Agent Focus and Motivation

Use real-time performance insights, AI-driven nudges, and gamified engagement to drive the right behaviors and keep your collectors focused and aligned with business priorities.

Reduce Compliance Risk

Deliver AI personalized microlearning that helps collectors close knowledge gaps and ensure consistent adherence to scripts, protocols, and both federal and state regulations. 

Boost Engagement and Retention

Foster a culture of appreciation and growth through team competitions, built-in rewards, leaderboards, and recognition tools that empower peers and managers to celebrate achievements—driving motivation, reducing burnout, and lowering attrition. 

FEATURES

Solving the toughest challenges in collections

Debt Collections

Consistent Recovery Rates

Collections teams are under pressure to do more with less, particularly due to shrinking margins, rising delinquencies, and turnover. When call volumes spike and targets get tighter, every second and every call counts. But traditional dashboards and lagging metrics leave managers reactive instead of proactive.

Centrical gives collectors and their managers real-time visibility into performance, paired with AI-powered coaching and skill development that empowers each team member to perform at their best. Collectors receive personalized, actionable guidance to improve where it matters most. Managers receive smart alerts so they can step in early and coach with precision. The result: faster ramp-up times, stronger recovery rates, and better adherence to recovery goals.

Compliance and Quality

Navigating the complex regulatory landscape in collections is challenging, especially when compliance missteps can result in serious legal and financial consequences. Yet many collection teams still rely on static training programs and one-size-fits-all refreshers that don’t keep pace with change.

Centrical embeds training into the daily workflow with microlearning personalized to each collector’s knowledge gaps, performance history, and risk profile. From disclosure scripts to federal and state-level regulations, our platform reinforces critical behaviors in the flow of work, so collectors stay on message every time. Quality leaders can also focus their time where it’s needed most, thanks to targeted visibility and insights.

Debt Collections
Debt Collections

Customer Satisfaction

Collectors operate in high-pressure environments, where quick resolutions are prioritized, sometimes at the expense of customer experience. But poor interactions negatively impact recovery rates, damage trust, and increase complaints.

Centrical helps collectors strike a balance between empathy and effectiveness by reinforcing best practices and developing soft skills over time. Recognition tools and gamification keep morale high, leading to more respectful, compliant, and successful engagements that protect your brand and promote resolution. A focus on the Voice of the Employee helps keep a pulse on collector wellbeing, enabling managers to identify potential disengagement or burnout quickly.

Customer Retention

BPOs and healthcare revenue cycle management (RCM) providers operate under strict SLAs and performance guarantees. Missing recovery targets, struggling with high collector turnover, or failing to show continuous improvement puts client relationships at risk.

Centrical supports client retention by helping teams consistently hit recovery goals and meet service benchmarks. Built-in coaching, engagement tools, and personalized goal tracking keep collectors motivated and performing, while reducing attrition. Centrical accelerates onboarding with personalized, in-the-flow learning, helping new collectors ramp faster and reach productivity targets sooner. The platform empowers managers to identify and resolve performance issues quickly, improving outcomes and fostering trust with clients.

Debt Collections

Trusted by leading enterprises:

Featured resources

Microlearning through Gamification: 8 Simple Steps

Improved knowledge retention and increased performance starts with microlearning, interval learning, and topic repetition.

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11 Ways to Create a Culture of Coaching in the Contact Center

Your contact center employees need their managers to be at their best. This requires performance consistency across teams. Learn how to help managers better coach to drive employee performance and learning.

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Coach to Win

Effective coaching is key to building highly engaged, high-performing teams. When done right, employees are motivated to perform well, empowered to achieve their goals, and overall, are more satisfied with their work. So how can you drive employee engagement and performance through effective coaching? Find out.

Download Infographic

Download Infographic

Attrition in the Contact Center: Trends in Combatting Employee Turnover

BPOs and enterprise contact centers see high turnover, and an equally high cost with business disruption. But consider this: according to one study, highly engaged employees are 75% less likely to leave their company. In this article, we’ll dive into what contributes to high attrition rates, the impact attrition has on frontline teams (and the organization), steps to take to fight turnover, and how Centrical can help.  

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Improve your margins with empowered collectors 

As delinquencies rise and labor costs increase, profit margins continue to shrink. Legacy tools weren’t designed for this level of complexity or urgency. Centrical empowers collections teams to move from reactive management to proactive, data-driven performance improvement, helping you recover more, optimize resources, and grow your bottom line. 

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Improve your margins with empowered collectors 

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