Equip every TSI collector to lift recoveries, hold the compliance line, and ramp faster

Lift recovery and PTP performance across consumer, healthcare, and student loan portfolios while reinforcing Reg F discipline in every conversation. Cut first-90-day attrition that erodes margin on every creditor program.

Where collector performance breaks down, and how Centrical fixes it

Challenge
Centrical Solution
The Impact

Inconsistent Recovery Performance

PTPs miss, kept rates slip, recovery varies by team and site. Coaching reaches the floor too late to change outcomes.

Lift Recovery Rates Across Every Collector

  • Track PTP, RPC, recoveries daily
  • Gamify recovery KPIs across teams
  • Pinpoint which collectors need coaching
  • Practice tough payment conversations safely
  • Close skill gaps with microlearning
30%
increase in collection rates
Top 3 global bank

Compliance Pressure Under Reg F

Reg F, FDCPA, and creditor audits demand consistent disclosures and script discipline. A compliance miss costs more than a recovery.

Reinforce Compliance In Every Conversation

  • Role-play Reg F scripts safely
  • Coach off recorded QA evaluations
  • Refresh disclosure rules continuously
  • Catch misses before audits do
  • Document coaching for creditor audits
12%
more consumers reached compliantly
Top 3 global bank

Collector Attrition and Slow Ramp

First-90-day churn erodes margin on every creditor program. New collectors take months to reach productivity on regulated scripts.

Ramp Faster, Keep Collectors Longer

  • Personalize onboarding for every collector
  • Track ramp progress against benchmarks
  • Spot at-risk collectors early
  • Recognize wins to build loyalty
  • Reinforce skills with daily practice
50%
decrease in early attrition
Top 3 global bank

Trusted by the world’s leading collections operators and creditors

Top 3 US Bank Synchrony Bread Financial Elevance Health TP Purpose Financial

“Agent experience directly lowers delinquency.”

— Mike Gibb, AccountsRecovery.net (Centrical Collections Webinar, July 2025)

How it Works

1

Connect your performance data

2

AI orchestrates next-best-actions for every collector, supervisor, and operations leader

3

Track impact on recovery, compliance, and attrition

Collector

Performance Made Personal

  • AI Performance Summary that shows what to work on each shift
  • Personalized practice on conversations that affect compliance and recoveries
  • Recognition when collectors keep promises, convert PTPs, and hit compliance milestones
  • Gamified KPIs that turn daily recovery targets into clear daily wins
Jordan M. — Collector Today
PTP Conversion 72%
Kept Rate 61%
Compliance Score 94%
✓ Next Best Action
Complete “Reg F Disclosure Refresh” to lift your compliance score
Supervisor

Coach More, Admin Less

  • AI Coaching Assistant surfaces who to coach and what to coach on
  • AI auto-documents every coaching session for creditor audit readiness
  • Practice your own coaching style with AI Role-Play before live sessions
  • At-risk alerts identify collectors before they leave or miss targets
AI Coaching Assistant
▲ At-Risk Alert
Alex T. missed PTP targets 3 days in a row. Coaching Mission: review payment objection script.
★ Recognition Due
Maria R. hit 96% kept rate this week. Send recognition now →
✍ Coaching Prompt
3 collectors flagged on disclosure language — share the updated Reg F guide
Operations Leader

Scale Discipline Across Sites

  • Cross-site benchmarking shows which teams lead recovery and which trail
  • Predictive insights surface compliance, performance, and attrition risk early
  • Standardize coaching, quality, and onboarding across every TSI center
  • Audit-ready records of coaching, training, and quality on every creditor program
◆ Site Performance Live
Rochester 91% ↑
Phoenix 74% ↓
Manila 83% ↑
⚡ Predictive Insight
Phoenix recovery lag linked to onboarding gap — recommend Reg F refresher push

AI Capabilities

AI Role-Play

Build compliance and recovery confidence through realistic conversation practice

AI Coaching Assistant

Act on AI insights with embedded coaching actions

AI Performance Summaries

Close collector skill gaps with personalized next-best actions

Predictive Insights

Uncover root causes driving recovery and attrition gaps

Content Creation

Launch microlearning from existing TSI training instantly

Let’s keep the conversation going.

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